No Referral Needed
Doctors of chiropractic (DCs) are licensed physicians and you typically don’t need a referral to visit a DC. Nevertheless, before you make an appointment, it is a good idea to clearly understand your policy’s chiropractic benefits. The problem is that people often dread calling their insurance companies because of confusing phone trees and long hold times. Moreover, after all of that wait time, you don’t always get a whole/clear story about coverage.
Tip: Call our office and we will check your benefits. We probably deal with your insurance company on a regular basis and will know exactly who to call and what to ask. And then we can walk you through the benefit details.
Plans We Accept
We are an in-network provider with most health insurance plans and we can accept out of state plans. The plans we participate with include, but are not limited to... Blue Cross Blue Shield, Public Employees Insurance Agency(PEIA), United Health Care, Cigna, Caresource, WV Medicaid (Aetna Better Health, Unicare, WV Bridge, WV Family Health), Aetna, Humana, Medicare, 4Most, Anthem BC/BS, Tricare (with a VA doctor's referral).
Flex spending or HSA accounts generally cover all chiropractic services
If you have a flexible spending account or a health savings account (HSA) account through your employer for covering medical expenses, then you generally have the option to use available funds in either type of account for chiropractic services.
Tip: talk to your human resources department or account administrator to see if any special documentation is required by the HSA. Some plans require a detailed receipt for services to show that they qualify.
We offer a time of service discount, depending on your insurance circumstances
Since chiropractic care isn’t always covered by insurance, coverage may be limited, or patients may struggle with high deductibles, many chiropractors offer discounts try to keep their services cost-effective and accessible (often referred to as time of service discounts). So don’t be afraid to ask about options, if chiropractic isn’t covered by your policy of if you need some extra help.
Tip: You can join some inexpensive private networks that will help you get a further discount on services, so be sure to ask your chiropractor if they participate in any discount programs. One example of this type of program is ChiroHealthUSA.
* If you still have questions you can schedule for a No Charge Consultation and we can let you know all coverage and costs up front. We also accept Mastercard, Visa, Discover and Carecredit.